Customer creation in the box functionality

We are working to design customer creation/maintenance solution, for that reason our client is finding possible standard solutions in the box in Oracle Fusion.

Overview: We are considering implement CDM + AR in this solution, for that reason we want to know if that modules and functionality consider bellow functionality:

• Document management for the customer record
  Ability to attach and manage documents at the Party / Account / Site levels.

• Payment withholding for a supplier / customer
  For this scenario, we need to withhold a payment in Accounts Payable (AP) when a customer has open invoices in Accounts Receivable (AR). As part of this process, we would like to understand whether there is a way to temporarily disable or place a hold on the supplier/customer.