Need to calculate rate based on Spouse covered in another plan and Employee's Tobacco USage

Summary

Need to calculate rate based on Spouse covered in another plan and Employee's Tobacco USage in benefits.

Content

Hello,

We have a requirement, that :

If employee uses tobacco products and elects coverage for a spouse that is offered coverage elsewhere or covered by another plan, then 20% surcharge will apply.

How should we achieve this?

 

 

Please help.

 

Thanks

Sarika

 

Version

20D