Company Loans with low/no interest as a Benefit offering ?

Summary

Has anyone implemented company loans in Oracle Fusion

Content

Lets say a company offers a  low/no interest loan for the Employees for Buying a car.

• Employees need to make a request and get it approved by the manager.
• Employees need to provide the car title document within 30 days of availing the benefits.
• Employees can choose a value till a cap limit of lets say,$10,000.
• For higher grade/seniority,we can have higher cap limit like $15,000 or $20000 etc.
• Employee can choose the tenure between ,lets say 12 month,24 month,36 month and rate will be populated based on the tenure and coverage amount.