Benefits for termed employees

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HI Team

We want to administer benefits for active, cobra and retirees. I saw in few note id's that oracle recommends creating a "Non worker" relationship to administer benefits to termed people (cobra & retireee) so it becomes primary work relationship and that can be used to adminster COB/Retiree benefits.

But i wanted to know if its absolutely necessary to create "Non worker" wrk relationship as that needs to be created manually for each termed people

or can we administer COB/ret benefits using the same Inactive termed assignment?

Request you to kindly advice

Thanks

Kiran