Interpretation of Oracle Document Benefit Flex Credit Rate Creation Steps and Navigation

Summary: In setup of Flex Credit Plan, as per Oracle Documents the steps to create a Rate is as below <Image 1>, however upon navigating in system we get stuck at this error despite selecting Roll Over Rates <Image 2> and <Image 3> . Upon several hit and trials we found that instead of using Manage Benefit Rate for configuration, we were actually supposed to create Rates (right from beginning) as part of Plan Configuration in Train Stop 2 <Image 4>, no other way to separately create rate for a flex plan. Hence I believe this content in Oracle