What constitutes the best practice for managing Cash Clearing accounts?

We possess several bank accounts, and our users require multiple cash clearing accounts corresponding to each bank to streamline the account reconciliation process.

I'm seeking guidance on the best practices for setting up these cash-clearing accounts. Should we opt for a single cash clearing account mapped to all bank accounts, or should we establish multiple cash clearing accounts, each assigned to a specific bank?

I would appreciate insights into the pros and cons of each approach.