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Using UDT and Fast Formula or Variable rates for plans

Summary:

For our needs we need to create 50 medical plans with 3 options spread across 30 BU (each BU with unique rate). We are looking at around 4500 Rates for Full times and 4500 for Part times employees .so Between EE and ER rates we are looking at around 18000 rates. An employee can be eligible for upto 22 plans. Using UDT and Fast formula is one option. We have designed it but uploading UDT has been very difficult, i am using spreadsheet loader but its taking lot of time. And Every year it needs to be updated. Other options

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