Autotrigger an invoice with BANK CHARGES amount after a payment is failed due to Non-Sufficient Fund

Summary:

When a payment from customer is failed due to non-sufficient funds, the bank levies a charge on our client. Is it possible in Accounts Receivables to have an invoice with Bank Charges/Fees amount automatically created once a receipt is marked for NSF?

Content (required):

In accounts receivables, our client wants to explore a functionality where an invoice is created once a receipt is marked for Non-Sufficient fund. They need this invoice to have the bank fee amount.

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Code Snippet (add any code snippets that support your topic, if applicable):