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Enforcing 2fa likely to have an impact on scripts/integrations

One of our Netsuite accounts were given a demand by an insurance company to require all users who are able to access PII to have 2FA turned on. I was asked how this could impact our background processes/ scrips. Personally, I believe this will have no impact since any users running scripts in the background would have had 2fa on their account anyways since they would have a high-level role.

The only impact this could have on an integration, in my understanding, is when an integration or such is being used when a user interacts with the UI. However, in that case the user is already logged in. Should we be concerned with integrations that use user credentials as opposed to token auth?

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