What about for payables which are processed via credit card, or deferred expenses or direct debit, etc... I do not want to be journalizing everything. The system (I am sure) provides for a solution.

Thank you for your response. I already tried that. But I can only select the AP account. How can I select another liability account under the vendor as you have suggested or during the "enter bill" process? I cannot make any other selection. Is there some setup somewhere? Is that the only way the system works?